A travel insurance policy is possibly the best way to protect you against medical costs through illness or injury, against theft or loss of possessions and other accidents that may occur during your domestic/international / travels. Attractive plans for student travel are also available.


Trip Interruption Insurance:
covers you during your trip. If an injury, illness or other event prevents you from continuing a trip you've started, trip interruption coverage will reimburse you for expenses you incur because of it. Some policies also reimburse you for any unused prepaid expenses.


Trip Cancellation Insurance:
There are three major types of trip-cancellation insurance one, in the event that you pre-pay a cruise or tour that gets cancelled, and you can't get your money back; a second when you or someone in your family gets sick or dies, and you can't travel (but beware that you may not be covered for a pre-existing condition); and a third, when bad weather makes travel impossible.
Trip cancellation insurance covers you for the period of time before you travel.


Lost-Luggage Insurance:
In this , insurance company pays you money for the baggage lost during travelling. You will only be reimbursed for what you lost, no more.


Calculation of Travel Insurance Amount/Premium:
The amount of premium to be paid for travel insurance cover depends on a number of factors like, the numbers of days of travel, whether travelling in domestic country or overseas, if the insured is an individual or has taken a family plan. A higher amount will ensure a higher coverage.


Travel Insurance Claim Procedure:
The insured must submit the duly filled claim forms along with the original ticket or boarding pass or copy of the passport showing the travel dates and original bills / vouchers. Companies take 7-21 days for processing the claims.

Documents Required for Travel Insurance Claim: